Serving the San Francisco community with integrity, expertise, and a personal touch that larger agencies simply cannot replicate.
E C Lepana Insurance Agency
We don't just place policies — we build lasting relationships grounded in deep market knowledge, honest counsel, and a genuine commitment to securing what matters most to you.
From personal protection to commercial safeguards, we offer a full spectrum of insurance solutions backed by years of local expertise.
Auto, homeowners, renters, and umbrella policies designed to protect what you've built — with rates and terms that reflect your unique situation.
Term, whole, and universal life policies that provide financial security for your family's future, plus health insurance guidance for individuals and groups.
General liability, property, workers' compensation, and specialty coverages for San Francisco businesses of every size and industry.
When life gets complicated, we stand beside you through the claims process — ensuring fair treatment, clear communication, and the best possible outcome.
Proactive risk assessment and strategic planning to help you identify vulnerabilities before they become costly problems.
Regular reviews of your existing coverage to ensure it still fits your needs, eliminates gaps, and takes advantage of new opportunities or savings.
E C Lepana Insurance Agency has been a steady presence on Geneva Avenue, serving San Francisco residents and business owners with the kind of personalized attention that only a locally owned agency can provide.
We understand the nuances of insuring property in an urban environment, the particular risks facing local businesses, and the importance of having a trusted advisor who knows your neighborhood and your story.
Our approach is straightforward: we listen first, then recommend solutions that truly fit your circumstances — not the other way around. Every client receives the same dedication, whether they're insuring a single vehicle or a multi-property portfolio.
We're not a national call center. You'll know your agent by name, and we take the time to understand your specific situation before recommending anything.
We work with a broad network of A-rated insurance carriers, giving us the flexibility to shop your needs across multiple markets to find the right fit.
No hidden fees, no surprise exclusions. We explain your coverage in plain language so you know exactly what you're protected against — and what isn't.
Insurance is most important at its most stressful moments. We're available to help guide you through claims, changes, and questions throughout the year.
Whether you need a new policy, a coverage review, or simply answers to your insurance questions, we're here to help — with expertise, patience, and genuine care.
We welcome walk-ins during business hours, but appointments are appreciated. Reach out by phone or email — we respond promptly.
1151 Geneva Ave
San Francisco, CA 94112-3848
Monday – Friday: 9:00 AM – 5:00 PM
Saturday – Sunday: By appointment